AfterPay

Enjoy now. Pay later.

You got what you wanted - now it's time to enjoy it. With zero interest (always), no additional fees (when you pay on time)*, and the ability to reschedule payments up to three times every year, you can kick back and bask in that new gear glow.

How Does It Work?

  1. Choose Afterpay at checkout. With no credit checks and an instant approval decision, it's quick and simple.
  2. Complete your purchase. Once you've created an account, every Afterpay checkout becomes a breeze.
  3. Pay in 4, interest free*.  We'll remind you ahead of every due date so you can stay on top of your payments with ease.

 

FAQ

How does installments work? USA
Installments by Afterpay allows retailers to offer instalment plans for online shoppers, allowing a purchase to be paid for in four installments, due every 2 weeks. 
  • Simply shop for your favorite items and choose Installments by Afterpay as your payment method at checkout. First-time shoppers provide payment details as usual, returning shoppers simply log in to make their purchase. It’s that easy!
  • After you check out, the goods will be shipped to you ASAP.
  • At any time, you can log in to your Afterpay account to see your payment schedule and make a payment before the due date. Otherwise we will automatically take the money from your debit or credit card every 2 weeks.
I want to shop - how do I sign up?
You don't need to register prior to making your first Afterpay purchase. When you are making a purchase simply choose Afterpay as your payment method at checkout. If it’s your first time using Afterpay, you will provide payment details as usual to complete your purchase. 

Once your first order is approved, your Afterpay account is created. All you need to do is visit www.afterpay.com to set up a password, and you will be able to make more purchases using Afterpay by simply entering your log in details upon checkout.
When will my first payment be taken?
You will more than likely pay the first installment of the purchase price at the time you place the order.  If you have been shopping with Afterpay for some time and have a really good repayment history.  You may find that we defer taking the first payment until 2 weeks after you make your purchase. In all cases you will be notified on screen if the first payment is due there and then or if it will be deferred by 2 weeks.
First payment higher than the other three?
For some purchases, if your total order amount exceeds your Afterpay approved-spending limit the first payment may be higher than subsequent payments. Afterpay will show you how the installments are split before you pay.
Is there a cost for using Installments by Afterpay?
Installments by Afterpay is a free service offered by retailers to shoppers - there are no upfront fees charged or any interest incurred.
The only fees that may be incurred by shoppers are late fees if your scheduled payments are unsuccessfully processed. After being notified, you must login to your Afterpay account to make your payment via a different method. Late fees for shoppers in the USA are capped at 25% of the order value.